:root {
  --bg: #ffffff;
  --bg-soft: #f3f5f7;
  --card: #ffffff;
  --text: #19212e;
  --muted: #687381;
  --primary: #c8102e;
  --primary-dark: #a20d26;
  --primary-light: #fcecef;
  --accent: #16324f;
  --success: #168653;
  --border: #e2e7ec;
  --radius: 18px;
  --shadow: 0 18px 40px -18px rgba(24, 35, 52, 0.35);
  --max: 1120px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--text);
  font: 17px/1.6 "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: var(--primary); }
h1, h2, h3 { line-height: 1.15; letter-spacing: -0.02em; margin: 0 0 0.5em; }
h1 { font-size: clamp(2.2rem, 5.5vw, 3.6rem); font-weight: 800; }
h2 { font-size: clamp(1.7rem, 3.6vw, 2.5rem); font-weight: 800; }
h3 { font-size: 1.25rem; font-weight: 700; }
p { margin: 0 0 1em; }
.wrap { max-width: var(--max); margin: 0 auto; padding: 0 20px; }
.muted { color: var(--muted); }
.eyebrow {
  display: inline-block; font-size: 0.8rem; font-weight: 700; letter-spacing: 0.08em;
  text-transform: uppercase; color: var(--primary); margin-bottom: 0.8em;
}
.tag {
  display: inline-block; font-size: 0.75rem; font-weight: 700; padding: 3px 10px;
  border-radius: 999px; background: var(--primary-light); color: var(--primary-dark);
  vertical-align: middle; margin-left: 6px; letter-spacing: 0;
}
.tag.navy { background: #e6edf5; color: var(--accent); }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 10; background: rgba(255,255,255,0.92);
  backdrop-filter: saturate(1.4) blur(10px); border-bottom: 1px solid var(--border);
}
.site-header .wrap { display: flex; align-items: center; gap: 24px; height: 64px; }
.brand { display: flex; align-items: center; gap: 10px; font-weight: 800; color: var(--text); text-decoration: none; font-size: 1.1rem; }
.brand img { width: 34px; height: 34px; border-radius: 9px; }
.site-nav { display: flex; gap: 22px; margin-left: auto; }
.site-nav a { color: var(--text); text-decoration: none; font-weight: 500; font-size: 0.95rem; }
.site-nav a:hover { color: var(--primary); }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  border: 0; border-radius: 12px; padding: 13px 22px; font: inherit; font-weight: 700;
  cursor: pointer; text-decoration: none; transition: background 0.15s, transform 0.15s;
}
.btn-primary { background: var(--primary); color: #fff; }
.btn-primary:hover { background: var(--primary-dark); }
.btn-ghost { background: var(--primary-light); color: var(--primary-dark); }
.btn-small { padding: 9px 16px; font-size: 0.92rem; }

/* Hero */
.hero { padding: 64px 0 40px; background: linear-gradient(180deg, #fff 0%, var(--bg-soft) 100%); overflow: hidden; }
.hero .wrap { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 48px; align-items: center; }
.hero h1 .hl { color: var(--primary); }
.hero .lead { font-size: 1.2rem; color: #3a4554; max-width: 34em; }
.hero-visual { position: relative; justify-self: center; }
.badges { display: flex; flex-wrap: wrap; gap: 10px 22px; margin-top: 22px; color: var(--muted); font-size: 0.92rem; }
.badges span::before { content: "✓"; color: var(--success); font-weight: 800; margin-right: 6px; }

/* Waitlist form */
.waitlist { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 28px; max-width: 520px; }
.waitlist input[type="email"] {
  flex: 1 1 240px; min-width: 0; padding: 13px 16px; border-radius: 12px; border: 1px solid var(--border);
  font: inherit; background: #fff; color: var(--text);
}
.waitlist input[type="email"]:focus { outline: 2px solid var(--primary); outline-offset: 1px; border-color: transparent; }
.waitlist .platforms { flex-basis: 100%; display: flex; gap: 16px; font-size: 0.92rem; color: var(--muted); }
.waitlist .platforms label { display: flex; align-items: center; gap: 6px; cursor: pointer; }
.waitlist .note { flex-basis: 100%; font-size: 0.85rem; color: var(--muted); margin: 0; }
.waitlist .msg { flex-basis: 100%; font-weight: 600; margin: 0; }
.waitlist .msg.ok { color: var(--success); }
.waitlist .msg.err { color: var(--primary); }

/* Phone frame */
.phone {
  width: 290px; border-radius: 38px; padding: 10px; background: #111821;
  box-shadow: var(--shadow), 0 0 0 1px rgba(0,0,0,0.04);
}
.phone img { border-radius: 29px; width: 100%; height: auto; aspect-ratio: 780 / 1688; object-fit: cover; object-position: top; background: var(--bg-soft); }
.phone.short img { aspect-ratio: 780 / 1300; }

/* Bank notification mock */
.notif {
  position: absolute; left: -120px; top: 70px; width: 300px; background: rgba(255,255,255,0.97);
  border-radius: 16px; padding: 12px 14px; box-shadow: var(--shadow); border: 1px solid var(--border);
  font-size: 0.85rem; line-height: 1.4;
}
.notif .top { display: flex; align-items: center; gap: 8px; color: var(--muted); font-size: 0.75rem; margin-bottom: 4px; }
.notif .top .ico { width: 18px; height: 18px; border-radius: 5px; background: var(--accent); color: #fff; font-size: 10px; display: grid; place-items: center; font-weight: 800; }
.notif .top .when { margin-left: auto; }
.notif strong { display: block; font-size: 0.9rem; }
.notif.second { top: auto; bottom: 90px; left: auto; right: -90px; width: 250px; border-left: 4px solid var(--success); }
.notif.second strong { color: var(--success); }

/* Trust strip */
.strip { background: var(--accent); color: #fff; padding: 26px 0; }
.strip .wrap { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.strip div { display: flex; gap: 12px; align-items: flex-start; font-size: 0.95rem; }
.strip b { display: block; font-size: 1rem; }
.strip .ico { font-size: 1.4rem; line-height: 1; }

/* Sections */
section { padding: 88px 0; }
.section-head { max-width: 720px; margin: 0 auto 56px; text-align: center; }
.section-head p { color: var(--muted); font-size: 1.1rem; }
.soft { background: var(--bg-soft); }

/* Feature rows */
.feature { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; margin-bottom: 96px; }
.feature:last-child { margin-bottom: 0; }
.feature.reverse .feature-visual { order: 2; }
.feature-visual { display: flex; justify-content: center; position: relative; }
.feature ul { padding: 0; list-style: none; margin: 18px 0 0; }
.feature li { padding-left: 28px; position: relative; margin-bottom: 10px; }
.feature li::before {
  content: ""; position: absolute; left: 0; top: 0.45em; width: 14px; height: 14px; border-radius: 50%;
  background: var(--primary-light); box-shadow: inset 0 0 0 4px var(--primary);
}
.callout { margin-top: 18px; padding: 12px 16px; border-radius: 12px; background: #e6edf5; color: var(--accent); font-size: 0.92rem; }

/* Small feature grid */
.grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.card {
  background: var(--card); border: 1px solid var(--border); border-radius: var(--radius); padding: 24px;
}
.card .ico { font-size: 1.6rem; margin-bottom: 10px; }
.card p { color: var(--muted); margin: 0; font-size: 0.97rem; }

/* Pricing */
.toggle { display: inline-flex; background: #fff; border: 1px solid var(--border); border-radius: 999px; padding: 4px; margin-top: 8px; }
.toggle button {
  border: 0; background: transparent; font: inherit; font-weight: 600; padding: 8px 18px; border-radius: 999px; cursor: pointer; color: var(--muted);
}
.toggle button[aria-pressed="true"] { background: var(--primary); color: #fff; }
.plans { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; max-width: 880px; margin: 0 auto; }
.plan { background: #fff; border: 1px solid var(--border); border-radius: 22px; padding: 32px; display: flex; flex-direction: column; }
.plan.featured { border: 2px solid var(--primary); box-shadow: var(--shadow); position: relative; }
.plan .ribbon {
  position: absolute; top: -13px; left: 32px; background: var(--primary); color: #fff; font-size: 0.78rem;
  font-weight: 700; padding: 4px 12px; border-radius: 999px;
}
.price { font-size: 2.6rem; font-weight: 800; letter-spacing: -0.03em; margin: 6px 0 0; }
.price small { font-size: 1rem; font-weight: 600; color: var(--muted); letter-spacing: 0; }
.price-note { color: var(--muted); font-size: 0.9rem; min-height: 1.5em; }
.plan ul { list-style: none; padding: 0; margin: 20px 0 28px; flex: 1; }
.plan li { padding: 7px 0 7px 28px; position: relative; border-bottom: 1px solid var(--bg-soft); font-size: 0.97rem; }
.plan li::before { content: "✓"; position: absolute; left: 2px; color: var(--success); font-weight: 800; }
.plan li.plus::before { content: "★"; color: var(--primary); }
.fine { text-align: center; color: var(--muted); font-size: 0.88rem; margin-top: 26px; }

/* FAQ */
.faq { max-width: 760px; margin: 0 auto; }
.faq details { border-bottom: 1px solid var(--border); padding: 18px 0; }
.faq summary { font-weight: 700; cursor: pointer; list-style: none; display: flex; justify-content: space-between; gap: 16px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; color: var(--primary); font-size: 1.4rem; line-height: 1; }
.faq details[open] summary::after { content: "–"; }
.faq details p { margin: 12px 0 0; color: #3a4554; }

/* CTA */
.cta { background: var(--primary); color: #fff; text-align: center; }
.cta h2 { color: #fff; }
.cta p { color: #ffe3e8; }
.cta .waitlist { margin: 28px auto 0; }
.cta .waitlist input[type="email"] { border-color: transparent; }
.cta .waitlist .btn-primary { background: var(--accent); }
.cta .waitlist .btn-primary:hover { background: #0e2236; }
.cta .waitlist .platforms, .cta .waitlist .note { color: #ffe3e8; justify-content: center; }
.cta .waitlist .msg.ok, .cta .waitlist .msg.err { color: #fff; }

/* Footer */
.site-footer { background: #0f1823; color: #b8c2cf; padding: 40px 0; font-size: 0.92rem; }
.site-footer .wrap { display: flex; flex-wrap: wrap; gap: 16px 32px; align-items: center; }
.site-footer a { color: #fff; text-decoration: none; }
.site-footer a:hover { text-decoration: underline; }
.site-footer .links { display: flex; gap: 22px; margin-left: auto; flex-wrap: wrap; }

/* Legal pages */
.legal { max-width: 760px; margin: 0 auto; padding: 48px 20px 80px; }
.legal h1 { font-size: 2.1rem; }
.legal h2 { font-size: 1.25rem; margin-top: 32px; }

/* Responsive */
@media (max-width: 920px) {
  .hero .wrap, .feature { grid-template-columns: 1fr; gap: 40px; }
  .feature.reverse .feature-visual { order: 0; }
  .feature { margin-bottom: 72px; }
  .hero { padding-top: 40px; }
  .notif { left: -40px; width: 260px; }
  .notif.second { right: -30px; width: 220px; }
  .grid { grid-template-columns: 1fr 1fr; }
  .strip .wrap { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  body { font-size: 16px; }
  .wrap { padding: 0 16px; }
  .site-nav { display: none; }
  .site-header .btn { margin-left: auto; }
  section { padding: 64px 0; }
  .plans, .grid { grid-template-columns: 1fr; }
  .phone { width: 250px; }
  .notif { left: -24px; top: 40px; width: 230px; font-size: 0.8rem; }
  .notif.second { right: -20px; bottom: 60px; width: 200px; }
  .hero-visual { margin: 0 24px; }
}